Discover Instant Personal Loans that You Can Trust

AntPay

A neobanking superapp

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Loan amount ₹2,500-10 L

Interests Interest: 12% p.a.

Tenure Tenure: 3~36 months

Eligibility

Resident of India

Loan terms

Processing fee Processing Fee 1-2%

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True Balance

Loans up to Rs. 50,000 for everyone!

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Loan amount ₹5,000-50,000

Interests Interest: 18% p.a.

Tenure Tenure: 3~6 months

Eligibility

Resident of India

Minimum age of 22 years, maximum age of 56 years

Minimum monthly income of ₹16,000

Required document

Proof of identity Aadhar, PAN Card, Passport

Proof of address Aadhar, Driving license(any one), Rental agreement

Income proof Salary certificate

Loan terms

Processing fee Between 7% to 17%.

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Payme India

Instant personal loans online

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Loan amount ₹10,000-2 L

Interests Interest: 24% p.a.

Tenure Tenure: 3~24 months

Eligibility

Resident of India

Minimum monthly income of ₹25,000

Minimum age of 20 years, maximum age of 55 years

Required document

Proof of Identity PAN Card, Aadhar

Proof of Address Aadhar, Bank statement

Income proof 3 months bank statement, salary certificate

Bank account Account number

Loan terms

Loan processing charges(non-refundable) Processing fee is 5% of the loan amount plus GST (Min ₹100 plus GST and Max ₹5,000 plus GST) on 24% APR.

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Rupeeredee

Instant credit for salaried and self-employed

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Loan amount ₹20,000-25,000

Interests Interest: 48%

Tenure Tenure: 3~4 months

Eligibility

Resident of India

Minimum monthly income of ₹15,000

Age between 18 to 65 years

Salaried and self-Employed

Required document

Proof of Identity Aadhar, Pan Card

Bank account Account number, Bank name

A Selfile

Loan terms

Repayment charges Account management fees: 7% per monthly instalment (inclusive of GST)

Processing free Approval fees: 4% of loan amount (inclusive of GST)

Interest charges Online secure fees: 6% of loan amount (inclusive of GST)

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FlexPay

The fastest and simple way to pay and get paid in flexible installments

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Loan amount ₹10,000-40,000

Interests Interest: 36% p.a.

Tenure Tenure: 10~36 months

Eligibility

Resident of India

Minimum age of 21 years, maximum age of 60 years

Salaried only

Minimum monthly income of ₹10,000

Required document

Proof of Identity Aadhar, Pan Card

Proof of Address Aadhar

Income proof 3 months bank statement, salary certificate

Bank account Account number

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LoansRide

Make loaning smarter.

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Loan amount ₹10,000-5 L

Interests Interest: 12%-33% p.a.

Tenure Tenure: 3~36 months

Eligibility

Income over Rs. 15000

Salaried only

Required document

Proof of identity Aadhar, PAN Card

Proof of address Rental agreement

Income proof 3 months bank statement

Loan terms

Loan processing charges(non-refundable) Depending on the particular lender

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Roopya

Choose low-interest loans from banks and NBFCs

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Loan amount ₹5,000-10 L

Interests Interest: 18%-36% p.a.

Tenure Tenure: 12~60 months

Eligibility

Minimum monthly income of ₹12,000

Minimum age of 21 years, maximum age of 58 years

Salaried only

Required document

Proof of identity Aadhar, PAN Card

Proof of address Aadhar, Bank statement

Income proof 3 months bank statement, Salary certificate

Loan terms

Processing fee Processing fees: 0% to 6%

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Rain

A modern approach to payroll

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Loan amount ₹10,000

Interests Interest: 0%

Tenure Tenure: 3 months

Eligibility

Salaried only

Loan terms

Processing fee A transaction fee is involved

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NIRA

Online, instant personal loan

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Loan amount ₹5,000-1 L

Interests Interest: 24%-36% p.a.

Tenure Tenure: 3~12 months

Eligibility

Resident of India

Minimum age of 21 years, maximum age of 60 years

Salaried only

Required document

Proof of identity Aadhar, PAN Card

Proof of address Aadhar, Driving license(any one)

Income proof Salary certificate, 3 months bank statement

Loan terms

Early repayment Applicable.

Loan processing charges(non-refundable) Processing fee can be ₹200, or 2% of the loan amount.

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Phocket

Low salary requirement of just ₹15,000/month

Today's quota is full

Loan amount ₹5,000-2 L

Interests Interest: 30% p.a.

Tenure Tenure: 3~12 months

Eligibility

Resident of India

Minimum monthly income of ₹15,000

Salaried only

Required document

Proof of Identity PAN Card, Aadhar

Proof of Address Aadhar, Bank statement, Rental agreement

Income proof 3 months bank statement

Loan terms

Processing free Slab-wise processing fee

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How to Avail Personal Loan on Finpedia?

Open Finpedia

Share Your Info

Select Loan Type

Loan Approval

Quick Approval

FAQs

How to use Finpedia app?

Finpedia app can be used on android phones. Upon download, you can login using Mobile number, for verification Finpedia will send an OTP to your device. On successful verification, you will be available to see many loan providers. Finpedia has a very simple interface, all the important information for best instant loan providers is mentioned and you can get the best instant loan on a single click.

How do I get a loan?

Finpedia app has partnered with the best loan providers in the market. Choose the best loan provider for your needs and click the download app option and apply. It will redirect you to our partner’s playstore listing. Here, you can download the app and apply for loan.

Am I eligible for a loan?

At Finpedia, we try our best to list out the various criteria necessary to be eligible for a loan. These criteria are provided by the loan providers so if you fit in all such criteria, you will be eligible for a loan from our partner apps. (The final decision rests on our partner apps. )

What is the interest rate?

At Finpedia, our partners try their best to keep the interest rate as possible. At Finpedia, you can choose from loan on attractive interest rate providers.

What is the loan amount and time period range?

At Finpedia, different partners provide different loan amount and time period for loan. Overall, loan amount ranges from ₹2,000 to ₹2,00,000 and time period can be up to 365 days.

How much is the processing fees?

At Finpedia, loan providers tend to keep processing fees marginal. However, this will vary from one partner to another. Overall, this processing may be fixed or varying based on the loan amount and will be charged only once while disbursing the loan amount

How long does it take to disburse the loan?

Upon successful loan application approval, it hardly takes 15minutes to disburse loan amount in our partner apps. However, this time may increase drastically based on unavoidable technical issues.

What documents are required to apply for a loan?

Partners require certain documents such as Identity proof, Address proof, Salary/Income proof while applying for a loan. Please note that these documents may differ for each of our partners.

Can I take multiple loans?

For mow you cannot get multiple loans at one time from any one of our partners. However, you can apply for loan from all of our partners. Also, you can apply for a new instant loan with Avail after completing the EMI payments for your previous loan.

Will this affect my credit score?

Timely repayment of your EMI payments can improve your credit score. If you fail to pay in a timely manner on your loan’s EMIs, it will negatively affect your credit score. By paying your loan’s EMIs and dues timely, your credit score will increase, which in turn would help you avail larger loans in the future.

Can I pre-close the loan?

Yes, per-closing loan facility is available with all our partners at zero extra coast, just dial the customer care number for your loan provider and follow the steps given them by them to pre-close the loan.

Can I pay after due date?

While we prefer and appreciate timely repayment of EMIs, our loan partners understand the unforeseable circumstances while a person doesn’t repay on time. In this case, our loan partners charge a late payment fee and overdue fee. Please avoid late repayment of EMIs as it may affect your credit score in a negative way.

Does Finpedia provides loan services?

Finpedia has partnered with best loan providers in India. These loan partners provide the loan via their android app, so No, as of now Finpedia is just a medium, not a loan provider.

Finpedia: Instant Online Personal Loans with Zero Worries

The need for money can arise without warning and become a cause for worry. That is when instant online personal loans come to the rescue. It could be a big day that you have been looking forward to or that long-pending purchase you cannot postpone anymore; personal loans come in handy when the need for money is urgent.

Finpedia is among the most popular personal loan aggregators in India. The reason is straightforward – we help people apply for instant personal loans with just a few clicks. Since we only list RBI-licensed lenders, our users are assured of a safe choice. We bring transparency to the online loan application process by displaying all the terms in advance, including interest rates, tenure, eligibility, etc. We help our users to make informed decisions. Besides, our online loan comparison and application services are free!

The Advantages of Applying for Instant Personal Loans through Finpedia

At Finpedia, we understand what your expectations are when applying for a personal loan. We bring all your borrowing options under one umbrella and allow you to leverage the power of choice. Here are the advantages:

Access to top banks and non-banking financial companies
100% paperless instant loan application process
Only RBI-licensed lenders
Free loan comparison and application services
Loan options for people with low credit scores
Loans ranging from Rs. 5,000 to Rs. 5 Lakhs
Flexible repayment tenure from 3 to 60 months

How to Increase Your Chances of Online Personal Loan Approval?

Finpedia is designed in such a way that your chances of instant personal loan approval are very high. We bring you a customised list of lenders who are likely to approve your online loan application at the best possible interest rates. However, there are certain things that you, the borrower, must keep in mind.

Share accurate personal information with Finpedia: Unless we know simple details like your exact salary, age, location, etc., we may not be able to bring you the options that suit your financial needs. The reason: Finpedia uses a technology that matches your information to the lenders’ eligibility requirements to increase the chances of approval.

Learn about the eligibility criteria before applying for instant loans: Each lender on Finpedia has a different requirement. It could be your salary slip, Aadhar details, employment type, etc. Learn about these by going through the details displayed against each lender on Finpedia. Once you are sure that you meet all the requirements, apply for the chosen loan. Make it a point to keep a digital copy of the required documents ready.

Know the basic requirements: A credit score of about 600 is enough. Of course, Finpedia does have options wherein credit scores do not matter. Other requirements may be income proof (business or employment), residential proof and identity proof. On rare occasions, lenders request a copy of your PAN card, although, in most cases, your Aadhar card would suffice. People in the age group of 20 to 60 have a higher chance of loan approval.

Keep a digital copy of certain documents: The commonly requested ones are Aadhar card, voter ID, bank statement (self-employed, salary slip (if employed), and PAN card (in rare occasions).

In conclusion, bear in mind that a good credit history ensures that you get instant online personal loan approvals at a lower rate of interest.